Your Health Insurance Choices.
A medical coverage strategy with HIF will give you the genuine feelings of serenity you have to help take care of the expense of any arranged or sudden medicinal services treatment. Regardless of whether you require wellbeing spread for only yourself, as a couple or as a family; we have three decisions to look over: Hospital just, Extras just or Hospital and Extras consolidated. We’ll additionally have you secured on the off chance that you require wellbeing spread as an abroad guest to Australia or are searching for cover as a feature of our corporate wellbeing designs.
Healing facility Cover Choices
No one gets a kick out of the chance to consider themselves, or their friends and family, falling sick. Be that as it may, it happens. What’s more, when it does, it’s great to have alternatives. Our multi-grant winning scope of Hospital Cover choices guarantee you for a huge number of inpatient benefits in more than 1,300 healing facilities the nation over. We additionally have a therapeutic hole course of action set up with the Australian Health Service Alliance (AHSA) which essentially encourages our individuals to limit their medicinal hole charges and other out-of-take costs. In case you’re arranging a family, Hospital Cover with maternity is a much more astute decision, giving aggregate genuine feelings of serenity in a private stay with your own particular decision of obstetrician. We have five exceptional esteem Hospital Cover decisions accessible, beginning from a small $1.51 every day.
Additional items Cover Choices
Specify Extras medical coverage and individuals tend to coat over. It can appear somewhat dull. In any case, it’s definitely not. Our Extras Cover is an awesome thing, supplementing your private healing center cover with convenient ordinary administrations like dental, chiro, optical, physio, osteo, rescue vehicle, drug store drugs, podiatry meetings, medicinal back rub… (take a breath)… needle therapy, yoga, pilates, naturopathy, skin growth screenings, health improvement plans, exercise center enrollments, asthmatic spacers, listening devices, brain science, language training and a whole lot more. Far superior, we don’t limit our individuals to utilizing ‘favored providers resembles some wellbeing stores do. So on the off chance that you need to visit your most loved dental specialist, feel free! What’s more, with a portion of the least premiums in Australia, our Extras offer incredible esteem as well. Cover begins from 62 pennies per day.
Additional items Claims
At HIF, we’re about decision. That is the reason, with regards to influencing an Extras to assert, we have a large group of helpful alternatives. From on-the-spot eClaiming to our clever portable application, to asserting on the web, by email, fax or post. Just pick the alternative that suits you best! Goodness, and on the off chance that you locate an old receipt you neglected to assert, don’t pressure – you can stop Extras guarantees up to two years from the first date of administration.
Claim on the spot with moment eClaiming
Most Australian wellbeing specialist organizations now offer on-the-spot electronic guaranteeing, the speediest and simplest approach to assert for Extras. Essentially swipe your Membership Card through the eClaiming terminal and your discount is deducted from the expense naturally. All you need to do at that point is pay any extra out of pocket costs (if there are any). It’s that simple. To discover your closest supplier with HICAPS eClaiming offices, visit hicaps.com.au
Claim online during a period that suits you
Our online Member Center gives you access to a scope of administrations to assist deal with your approach with the snap of a mouse, including lodging an Extras assert on the web. Far and away superior, you’ll immediately observe the evaluated advantage payable! Before you begin, you’ll simply need to guarantee that your supplier’s expenses are forked over the required funds previously transferring receipts for any of the accompanying administrations.
Claim in a hurry with our SmartClaim versatile application
SmartClaim, our free and simple to-utilize application for Apple and Android gadgets, makes it easy to submit Extras claims. It’s as simple as tap, snap and claim. You essentially tap in your subtle elements, utilize your telephone’s camera to snap photographs of your solicitations at that point hit the submit catch and you’re finished! From that point, SmartClaim keenly wraps up all that you’ve submitted and messages one duplicate to HIF for preparing, and one duplicate to you for reference. It’s simple, effective, and your cash will be repaid asap.
On the off chance that you have Extras Cover which incorporates Healthy Lifestyle Benefits, you can likewise utilize SmartClaim to assert for pilates, yoga, practice physiology and rec center enrollments when a marked Health Management Form is appended as an extra photo.
Claim by fax or email
Want to assert by fax or email? No stresses! For whatever length of time that the supplier’s record has been forked over the required funds to begin with, you can basically total a claim frame and fax it to (08) 9328 1685, alongside duplicates of your ordered records and receipts. On the other hand, the pleasure is all mine to examine your finished claim frame and related receipts, at that point email the reports to claims@hif.com.au
Claim via mail
We adore getting post from our individuals! So in case you’re as yet a fanatic of good ol’ snail mail, the pleasure is all mine to present your Extras asserts that route. Simply download a claim frame, join the applicable records and post it to: HIF, GPO Box X2221, Perth, WA 6000.
Critical data
When holding up an Extras assert, please guarantee the accompanying points of interest and archives are incorporated (claims got without these subtle elements will be returned natural):
The part’s full name
The patient’s name
The social insurance supplier’s name
The part’s signature
A separated record
The receipt.
If you don’t mind likewise clutch every single unique receipt and receipts for a long time from the date you stop an Extras assert.
